My first Red Aviator was more than 4 or 5 years ago, opened, 50k SUB no AF, closed within that time.

My second app. w 50k SUB no AF was April 2023 which was converted to no fee March 2024 then closed Aug 2024

My third app. w 70k SUB (paid AF) was Dec 2024 so much less than 12 months between apps. and closed March 2025.

So bottom line for me is that I will try and weasel another 50k SUB no AF before 9/30/25.