FlyerTalk Forums - View Single Post - Chase Sapphire Reserve $300 annual dining credit
Old Aug 17, 2025 | 6:08 am
  #34  
Caspavio
 
Join Date: Sep 2024
Posts: 1,752
Originally Posted by Need
So if the restaurant server took your card inside and process it through a wireless card reader, you won't get the credit? Many restaurants now used those mobile tap to pay system both outside and inside. And I wonder how the restaurants would communicate to Chase that the customer order take out instead of dine in.
amex also have similar wordings regarding wireless card reader for their resy credits, and we arent hearing any complaints about people not getting the credit due to wireless card reader

the merchant uses a third-party to process or submit the transaction to American Express (e.g. using mobile or wireless card readers), or you make a purchase using a third-party (e.g. a third-party payment platform or food delivery service)
the way i read it, it is just chase covering their bases like amex. they need to be able to identify the restaurant to issue the credit, and for some reason, it seems that when using wireless card reader, the merchant may appear as the 3rd party payment platform provider rather than the restaurant

chase doesnt need to know if customers dined in or takeout as it's payment where chase see the restaurant as the mrechant

Last edited by Caspavio; Aug 17, 2025 at 7:07 am Reason: clarity
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