Curious, hope you don’t mind my asking. To me UA Biz is a card to be sock drawered after charging the minimum to receive the SUB. To me seems NOT be desirable for charges (beyond the SUB minimum). To me even the 5 minimum $100 charges to get the $125 credit is debatable. To me seems that several other cards would return greater value for all charges, UA or otherwise, than UA Biz.

I understand that many cards can be appropriate in various situations.

What do you see as the advantages of spend on this card?

Thank you.

(FWIW, I’ve had 6 total UA Biz cards, 2 many years ago, 2 personal and 2 Club since COVID. IIRC I never charged much on any of them after the SUB, maybe a few $ of gas once just to show activity, never enough UA charges to get any UA credits. Maybe in 2006 and 2008 I actually used the cards, hard to remember that far back).