I'm disappointed but not surprised to see them so closely copy Chase, down to splitting it into two credits. Realistically, am I likely to have at least one FHR stay in each half of the year? Maybe. But I can't guarantee it, and I'm not going to go out of my way to book a stay I otherwise wouldn't or stay in a different hotel than I want to just to get this credit. This is exactly the kind of "me working for the card instead of the card working for me" stuff that I have grown tired of.