Originally Posted by
uastarflyer
Does Chase offer PYB (pay yourself back) for Annual Fees on WN cards? That could be win-win kind of scenario.
I do have this feature on my UA Visa (and Chase Sapphire Reserve).
I never heard of that on a WN card, how many UA miles cover the $150 AF on the personal UA Explorer card?
If they allow paying the AF in points how many WN points would =$130 ?
The next question is would I use that many points by just booking the assigned seat as for 2026 I will have a max of 4 one way WN flights.
Throw in I may get CP ( so I only need to buy one assigned seat) if all I need is to add a WN business card to the 110K CPQP I will have early in 2026.
As far as UA, I'm a big card churner (along with my wife) and for UA I get the first year AF waived , cancel after the 2nd year AF posts ( for a AF refund) and then I get the card again after 24 months have passed from when the bonus posted,