I posted yesterday that I’ll be somewhat ok with the new changes in my case for 2026 elite status. In retrospect, these changes will push more AC loyal customers to other airlines including myself.

$190,000 through AC branded CC spending annually is $3,800 with a 2% cash back credit card.

$800 savings from dropping Amex Reserve with supplementary card for wife and $139 savings from TD Aeroplan Visa. $939 savings there.

My wife, daughter and I spend close to $15K on personal trips on Flex, PE or J. Add another $10K on domestic work travel. AC is typically more expensive than the competition.

So I could immediately save a lot with a tradeoff
of having no AC points, SA Gold, less e-upgrades or have additional $4,739 cash in my pocket.

While there is no loyalty displayed by AC. It will be hard to be loyal to AC in the future. I’ll be status matching with other airlines and to test the waters with other international PE and J products. I doubt they will notice as more people sign up for a premium CC.