Originally Posted by hurnik

You are correct. I mis-read the $2k line and thought that was the OP's CL. That's what I get for reading too fast.

Generally speaking, you get more of a FICO score ding (based upon my experience) at 50% utilization of a card vs. less. Even more if it's close to 100%
My anectdotal evidence is I have total utilization of 3.4% I opened a CSP with a lowly $5k credit limit and put $4800 on it (single charge to easily meet the SUB) and when Chase reported the balance, got a FICO score alert and my score dropped over 20 points. Paid it off and it went back up.
My SYW card was at 25% utilization (up from 5%) and FICO score alert dropped only 8 points.

But total utilization only flucturated 3% to about 5%

Again, TU seems to be more "dingy" on this (based upon my score differentials between the 3 bureaus)

Originally Posted by mia

How do we know this without knowing the card's credit limit?