Originally Posted by
BinSabai
I know Thai banks since 1996 (with quite some sobering experiences through the Asian financial crisis) and frankly speaking, beside some digital fancywork, not much has improved...

that's why I use outside Thailand financial services from my home country...
i have had a personal bank account (or more than one) in Thailand since 1993 and been the signatory on accounts of companies from 1997 to 2017, one with more than 200 staff and for which I was in the most senior position. So far I have not encountered any problems that merit a complaint or adverse comment on social media.