Originally Posted by 36902BRF

For Citi what matters is when you last got the SUB for this card (or possibly family of cards), so keeping the card should not stop you from cancelling it in the future and then getting a new one with SUB assuming your last relevant bonus was outside of 48 months. My plan is to see what the conversion plan is for legacy cards and make a decision then. Unless there is something like a 12-month runway for the legacy cards I'll probably just cancel, signup for the SUB, take the credits and dump after a year. At this point I don't think PP restaurants (assuming they remain) and 4x AA AC lounge passes are worth $595 and chasing a coupon book to offset. I also don't need AA transfers anytime soon as I am sitting on a fair pile of them.