Perhaps this question belongs in the linked thread, but do you think that July 1 is the cutoff date for all customers, or could it be tied to your company's fiscal year? If Chase audits every business account with a credit line greater than $150,000 I think they would need to spread the work across the year.
You raise an excellent point. Let's ignore the date that I gave. The good news is that once I finally understood the issue with the Chase employee, I was able to lower my credit line and avoid the review.