Originally Posted by
italdesign
I believe the AF refund is prorated. I already have a Ritz card in the family and got zero benefit from this 2nd card so far (was going to use the airline credit later). All this illustrates what a dick move it is, if the rumor turns out true.
Is it feasible for you to use the airline credit now, so that you could cancel the card later on, if needed, and still get the $300 travel credit and the prorated refund?
In the past, I've used my credit for seat upgrades, and, on occasion, canceled the flight, and banked a travel credit directly with the carrier.
I believe my renewal date is in February, 2026, so I will absolutely use my credit in 2025 and in early-2026, if I intend to downgrade or cancel the card.