Originally Posted by
friedablass
I understand all that and that's why I was wondering if the credit would be triggered by such a transaction because it would depend on how the transaction shows up on the statement and if Chase system recognizes it as an eligible transaction or not.
As an example, the purchase of an AA gift card triggers the credit for the airline credit on Amex Aspire cards even though it isn't supposed to be an eligible charge and the URL that aa website takes you to is giftcards.aa.com.
There are other examples as well but the bottom line is that we don't know if a specific charge will trigger a credit or not until it's actually tried which is something that's been done many times for multiple credits on many different cards over the years here. I'm pretty sure we'll get a DP on this one as well sooner or later and I may just be the one to bring it
.
just pointing out that the url isnt the crux here. url is really whatever you want to out as your url, it just happens that people will put something relevant in the url, so aa will put aa in their url, and some 3rd parties engaged by aa, ua and dl will put aa in their url to differentiate the dl and ua pages. i can also put "stubhub" in the url for my website, except that i maybe be sued. aa giftcards are still sold by aa, so at least the mcc and merchant code will be correct. aa giftcards sold at grocery store will not be eligible
i know amex and other issuers have given credits for ineligible spend, but at least the merchant name and mcc code is correct, and it is their policy if they want to be lax about the tracking if the actual spend is eligible or not. the former is easily automated, the latter take effort, especially since merchants may not code their items properly, and chase and most issuers cannot see level 5 data
of course you should test and report back, but we are jsut cautioning not to get your hopes up too high