Just got hit with an instant denial for Ink Cash. My last Ink approval was 10/22/2024. I just closed a previous Ink on 6/27/2025 so only 1 open Ink.
I messed up royally by having P2 add me to her Amex gold card as an AU in May for a small bonus, not knowing that would show up on my report as an open account (and putting me at 5/24).
I called the recon line and explained the issue with the AU account however he said that "wasn't on the line item" and still denied me.
Any suggestions? HUCA?