FlyerTalk Forums - View Single Post - Amex (USA) adding trip delay and cancellation coverage to select cards
Old Jul 4, 2025 | 10:02 am
  #723  
dhuey
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Originally Posted by MSerforfun
I actually have the Amex Business Platinum and just a quick question. They say this:
B. Covered Losses: Covered Losses include Trip Cancellations or Trip Interruptions that result from the following:
1. Accidental Bodily Injury or loss of life or Sickness of either the Eligible Traveler, Traveling Companion or a Family Member of the Eligible Traveler or Traveling Companion;
2. Inclement weather, which prevents a reasonable and prudent person from traveling or continuing on a Covered Trip;
3. The Eligible Traveler or his or her spouse’s change in military orders;
4. Terrorist Action or hijacking;
5. Call to jury duty or subpoena by the courts, either of which cannot be postponed or waived;
6. The Eligible Traveler or Traveling Companion’s dwelling made uninhabitable; or
7. Quarantine imposed by a Physician for health reasons.


Let's say flight gets canceled due none of these events mentioned above, I am assuming that a claim will be denied? A few months ago, a flight was canceled due to shortage of flight controllers. I assume upon submitting a claim, it will be denied?
Yes, I think your claim will likely be denied because it does not appear to be one of the seven types of covered losses, and regardless, the Business Plat also has the same war (declared or not) exclusion.

This is mostly about the traveler or a traveling companion getting sick or injured, and having to cancel a trip because of that.

Last edited by dhuey; Jul 4, 2025 at 10:15 am
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