FlyerTalk Forums - View Single Post - Amex (USA) adding trip delay and cancellation coverage to select cards
Old Jul 4, 2025 | 9:19 am
  #722  
MSerforfun
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Join Date: Oct 2014
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I actually have the Amex Business Platinum and just a quick question. They say this:
B. Covered Losses: Covered Losses include Trip Cancellations or Trip Interruptions that result from the following:
1. Accidental Bodily Injury or loss of life or Sickness of either the Eligible Traveler, Traveling Companion or a Family Member of the Eligible Traveler or Traveling Companion;
2. Inclement weather, which prevents a reasonable and prudent person from traveling or continuing on a Covered Trip;
3. The Eligible Traveler or his or her spouse’s change in military orders;
4. Terrorist Action or hijacking;
5. Call to jury duty or subpoena by the courts, either of which cannot be postponed or waived;
6. The Eligible Traveler or Traveling Companion’s dwelling made uninhabitable; or
7. Quarantine imposed by a Physician for health reasons.


Let's say flight gets canceled due none of these events mentioned above, I am assuming that a claim will be denied? A few months ago, a flight was canceled due to shortage of flight controllers. I assume upon submitting a claim, it will be denied?

Originally Posted by dhuey
F. What is NOT covered:
For Trip Cancellation and Interruption Insurance, coverage does not apply to any Accident, Accidental
Bodily Injury, or loss caused by or resulting from the following,directly or indirectly:
• Pre-Existing Conditions.
• The Eligible Traveler’s suicide, attempted suicide or intentionally self-inflicted injury.
• A declared or undeclared war
https://www.americanexpress.com/cont...-insurance.pdf
(my emphasis)

I think a flight cancellation due to undeclared war in the flight path is at least indirectly the result of that undeclared war. You could give the claim a shot, though.
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