I am burning those UR points while I still get 1.5 cents per point (2.25 center per dollar since most are earned on Freedom and then transferred over). Not really sure what I am going to do with my spend after October, but no way am I going to pay $1,600 for my wife and I to both have CSR cards. If someone has any good suggestions, I am all ears.

It was a good deal while it lasted. I am sure that some will find some of the new benefits valuable, but it is all so complex that it seems like clipping coupons in the grocery store (which I don't do either).