FlyerTalk Forums - View Single Post - Chase Sapphire Reserve Business 200,000/$30k/6 Mon
Old Jun 29, 2025 | 1:21 pm
  #39  
mia
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Originally Posted by zombietooth
...questions...
1. Do the UR points earned from the business card pool into my points from the personal card?

No

2. If not, can I easily pool them together or will they have to be spent separately?

Yes. Read here: Combining UR points from multiple card accounts [Consolidated] and here: Problems Combining UR points between accounts

3. ....will the points I earn on the business card up to OCT '25 degrade to 1.0. points or will they maintain their 1.5 value until OCT '27?

Sapphire Reserve Business does not qualify for the grandfathered $0.015 redemption rate. The rewards terms are published here, read page 3: https://asset.chase.com/content/dam/...4_0545_Web.pdf

When you use points to redeem for cash, gift cards, and travel, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value.
If you also hold the personal Sapphire Reserve card, and if you move points from the Business version to the personal card, closing the Business card should not effect the value of the points.

Last edited by mia; Jun 29, 2025 at 1:26 pm
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