I currently have a Business Plat, but when I had the Personal Plat, the thing I got great value from (and miss the most) was using the FHR credit for 1 or 2 night stays in glamorous hotels, which was perfect when I had a short layover or wanted a weekend getaway. With early and late checkout, it’s almost like getting an additional night at no charge. The pricing is dynamic so you have to shop around for the best value, but I sometimes found rooms just under $200 a night. Two of my favorite stays were at the Four Seasons upon arrival in Sydney and a “staycation” weekend I booked with a visiting niece at the Watergate hotel. My niece later became a cardholder, and similarly used the benefit at a swanky Miami hotel prior to her cruise departure. Although it was more of an occasional than everyday benefit for me, that was the one credit that I found fun to use, rather than being a chore.