FlyerTalk Forums - View Single Post - How to change purchase method of award ticket? Insurance?
Old Jun 24, 2025 | 12:54 am
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platbrownguy
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Originally Posted by EasternTraveler
The mistake - I put the taxes on my AX Plat when I should have put it on my Chase Ritz card for all the insurance and baggage and delay protection. Chase says make some portion of the trip on the card. I am at a loss of what to do that would count to get the card to count as a portion on Ritz.
You can also just buy standalone Amex Travel Insurance that may have coverages your card doesn't: https://www.americanexpress.com/en-u...e-Top-GetQuote

I buy it when I have a late evening flight because the "trip delay" coverage kicks in with a 6-hour delay or if the flight is delayed past 11:00 p.m. (So, in theory, even a delay from 10:55 p.m. to 11:05 p.m. would trigger coverage, although the shortest delay I've claimed was something like a 10pm flight being pushed past midnight, I bailed and got a hotel.) $300/person for the trip delay coverage actually covers a decent airport hotel, and the policy is $20/person for a round-trip of any length (such that it permits a claim for one trip delay that happens at any point during that round trip).
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