I was comparing the new personal and new business and it seems the business is being overlooked.

There is a $200 Google work Space credit. Does this apply to basic paid business email. I actually already use this.

Then there is the $50 every half year for gift cards dot com

Both have the $300 off the top credit.

Both have the stub hub credit, door dash and dining credit. I find "the edition" useless. LHR was much better.

Zip recruiter could come in handy if searching for indecent contractors.-- But I am not putting $$ value on it .
The ad buy at 4X is worthless to me .
so if my business email qualifies for "google work space" and the $100 gift card.com that's a real $300 in my pocket..
Seems losing the apple credit, which is pretty lame anyway. There is no "apple monthly credit" you are given the choice of opting in for two specific products. Sow a $$$ monthly credit toward recurring monthly charges that exceeded the off set credit would have meant some thing
what I really miss is the 10X on lyft and free pink membership. Much more valuable than $10 a month and 5X points


1-first is there any devaluation at all on the best in class travel protection insurance?

2-Any devaluation or the Retail protection program?

3-Any difference between the travel and retail purchases protection. ( I thought that business cards were harder on retail protection)

Finally why is Amex the ONLY one to offer Clear!!. Every premium card has global entry , TSA precheck and unless you are running a spread sheet for a large family , its sort of a meaningless perk .
I would like to have both Global Entry and Clear + But I sure am not going to pay for clear plus


Also the drop for 1.5 in the portal is not such a big deal. I transfer points , although with Hyatt devalued ( I call it 1.5 cents.
But the portal is a hassle and god forbid you have an irregular op of need to make a change , you are dealing with a n OTA after all.

It would have been nice to allow card members an annual choice-- that could be switch each year -- if the wanted 4X on airlines and Hotels OR 2% on all travel.
For those of you spending mega bucks on cruises , there are other cards and 2X would still be better than no bonus.