I've got 70K UR saved up. I figured I better sign up now so I can transfer the points prior to 6/21 and still get the 1.5X for 2yrs. That's a 35Kpt value and I save $250 on the annual fee (25K value). So maybe they'll double the SUB to 120K but I'm thinking not much higher. Maybe I'm wrong and it will be 200K.

I thought I better not take a chance. Applied now (while in Korea). Got the "Needs review" message. I called immediately, did some identify verification via the app and then instantly approved.

It's not as easy to use the points as in the past (when you pay yourself had travel)