I'm not quite sure what I think right now. A quick calculation on the annual fee for what I already spend:
$300 travel
$300 dining (there are several restaurants in ATL that are on the list that I can guarantee I'll eat at one every 6 months)
$125 Apple TV
$60 Door Dash
$60 Lyft (I estimate that I take Lyft every other month)
$845 Net...

I also went through and looked at past spend. Almost all of my travel spend is directly with Delta, Hilton, or Marriott. I have some direct spend with rental cars when I'm traveling for work, but that totals maybe $3k/yr vs $40k of airline and hotels. Eating out hasn't changed...

I redeem points through both transfer parters and directly with hotels when there isn't a Marriott or Hilton I'd like to stay at. For example, I booked a hotel in a non-branded 4* hotel in Inverness via Chase using points rather than staying in the AC... it was both less expensive and the hotel has more character. I can't say I am excited by IHG, mainly because I'm Diamond with Hilton and Titanium with Marriott... and I'm not particularly excited by IHG properties in general. I'm probably close to spendign $75k/yr on this card but I don't know that I'll go out of my way. I avoid Southwest and I don't think A-list is particularly enticing when I'm DL Diamond. Maybe I'd stick my kids on them to use up the $500 credit... and I don't really like shopping portals and the announcement from last week includes stuff I have no need for (Dyson, Callaway, Breitling, B&O, Sampsonite, SONY, and TUMI).

So, I'm not sure where I'm at... I think I might be ahead? But not by much???