Okay, I'll bite.

You quoted my entire post and from that you took that I wanted the JPM card "so badly"? In response to your original question, I listed the card as -one- issue I had with the representative I worked with or the platform itself. There were several others, two of which I listed. Would I like to have the card if the situation is right? Sure, because we already hold the CSR and 1) we live in a UA-hubbed city, so the lounge access would be nice for the same price as what we pay for the CSR, and 2) the CS is supposedly better for the card. But am I going to move all our assets over JUST for the card? No. If I wanted it "so badly", I would have taken his offer of 50 basis points and then complained endlessly when he didn't come through with the card and eventually probably would have gotten it.

I posted the original post as a warning for others to be careful relying on promises made by CPC or JPMPC advisors (and really, any advisors), but this has now somehow turned into an inquisition from you on my decisions or choices. I hope this satisfies your curiosity because I won't be engaging any further.