1) I know the $50 credit for this card is offered quarterly (and I believe the current quarter ends at the end of June in the next quarter begin begins at the beginning of July), is this quarterly $50 credit given out based on the month it is spent or based on the month the bill is issued/paid? More specifically asking if I utilize this $50 credit today, would it count toward the current quarter and the month of June, or not until I received the bill for this charge in July and paid it in July (which would be the next quarter)?

2) also I’m looking at a Home 2 Suite hotel, which already offers complimentary breakfast and doesn’t have a restaurant nor bar on property. How can my spouse and I use our $50 credits ($100 total) in this situation or isn’t that a scenario where we’d be able to use the credits on this stay?