This is not a direct answer, but I am an AA, oneworld person, and I hear more people saying the card is best for Hyatt. As a Globalist, I have to agree. I also got the card for the bonus (though had been wanting it for some time and waited until the UAL card fee went to $150 to decided to reduce that to the no AF and get this). I will hit $5K in the next week or so. I have already needed to transfer Hyatt points. I also know Avios can be a great use, so long as it's not a flight with taxes to eternity! Hyatt has low redemptiions and is the best for me, for sure, but everyone is different. Still, read the thread above, and also search travel posts from people. Delta flights themselves are high at times. They get the "Sky Pesos" nickname for cause.