Originally Posted by
LongLiveSPG
True, so long as you are confident that you will be able to use the 85k FNS within 12 months. OTOH 50k is a sure thing.
I agree. Our higher end property stays are often Hilton since their fnc are not capped.
So although I'm unlikely to spend 60k on the card, I'd be more likely to use 50k points than an 85k certificate