FlyerTalk Forums - View Single Post - branded or bank credit cards for churning?
Old Jun 1, 2025 | 2:58 pm
  #4  
mia
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Originally Posted by Caspavio
2) generally speaking, biz cards would not have counted towards your 5/24, i.e. if you apply for a biz card at 4/24, you will still be at 4/24 if approved
However, if you have in fact opened six personal cards in the last 24 months this will prevent you from opening a Chase card (personal or business) until the two oldest accounts scroll off.

Originally Posted by miamiparis
....And what about Sign Up Bonus. What brings more value? branded or bank credit cards?
There is no answer to this question, for the reasons that Caspavio mentioned. You need to evaluate each offer based on your own travel and award redemption pattern.
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