I was doing comparisons and sadly found that the personal card does not have the same car rental protections as business unless you pay extra. Also, both of these and the gold are half the point value of CS products. The Green is higher value but since I don't have it and even if I did, what would be the insurance value of the green? It seems it is wiser to use the CSP to rent a car than the AX cards, especially when overseas. Also, the fine print is a lot when it comes to countries in the Balkans.