Originally Posted by
CanadaDH
Then you're good. That's what I do on all my bookings. I don't prepay anything, and I redeem all of my points on hand on every stay at checkout.
I have a bit of a nuanced follow-up question. Can you proceed with a booking in the manner you outline (rate with no prepayment requirement) and apply points at check-out even if you don't have all the points you need at time of booking?