If you need PP, keep in mind that it is no longer included on the Aspire
thanks, apparently hadn’t even noticed since I had PP with CSR and Aspire is such an incredible card for us regardless (and we don’t even use the CLEAR credit).
In stark terms the question is whether 4.5x on dining and 1.5x on all other spend plus PP access to a handful of Chase lounges is worth a $495 card (AF - $300 annual travel credit). If it was the only lounge card I had - probably, esp with a home lounge at PDX now. But with AL+ membership - no way. SEA has a nice N lounge and PDX will have a big new lounge by 2026. JFK AL is going away so that’s a loss if I don’t keep the card.
I dropped two high fee cards last year and didn’t even notice them. I think one can get hooked on these things and then not really notice they aren’t adding value.