Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,826
The App-O-Rama theory was that applying simultaneously hid the credit Inquiries from other issuers, but...
1) Inquiries now post in near real time,
2) Issuers have become more interested in factors other than Inquiries,
3) There are only two issuers of cards which earn AA miles.
Citi, in particular, is prone to reject applicants with large credit lines and no/low apparent utilization.
Last edited by mia; May 8, 2025 at 10:21 am