Originally Posted by
Wonko
A few days ago I had a $500 Pathward/InComm BIN 409758 purchased at Safeway fail at one of my usual Sacramento area WMs for a $240 swipe. The register slip didn't show an error code, just the message "DEBIT NOT APPROVED CALL AUTHORIZER", and the CSR told me I couldn't use a gift card without seeing my card. A couple of days later I tried again and the same thing happened, this time the CSR asked me if I was using a credit card and then told me I couldn't use a gift card, again without seeing the card. The same card later worked at another WM and then at a WMNM. So, it appears that this particular WM is coded to reject gebits and the CSR can see that it's a gebit from their side, but it isn't a systemwide update at least yet.
There are a few stores in the LA/OC area where this has happened as well. One has been hardcoded for a couple years, but several others flipped the switch in the last few months, and I’m finding more CSRs requesting to see my cards at otherwise “safe” stores. Just today one asked, read the words “gift card” out loud, then saw my name on the card and let the transaction go forward. Thanks, Uncle Simon