Originally Posted by msp3

I have a $10,000 vet charge coming due and am about to cash out a million Ultimate Rewards (1x) to pay for it. The last time I did this was when Sapphire Reserve let you redeem at 1.5x for supermarket/groceries. Is there a better alternative for me other than getting a Schwab Amex Platinum to do the same from the Amex side at 1.1x?