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Thread: Dsicover Capital One buying Discover.
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Old Apr 19, 2025 | 5:00 pm
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M60_to_LGA
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Originally Posted by tth6133
Discover has partnerships outside of the US, the largest of which is with China's UnionPay. Over 200m UnionPay cards have been issued outside of China, and they're probably processed by Discover for transactions outside of China.
Isn't Discover processed internationally on the Diners Club network?

I feel weirdly sad about this merger. I've had my Discover card since the 80s (which it says on the card itself), and I hope they don't convert the card into some Cap One product that says "member since 2025" or something like that. I also find Discover to have by far the best customer service of any card issuer I've worked with - both in terms of the quality of the agents, and also because if I call in and ask for a 0% rate on new purchases, they've generally gone "ok; how about 12 months?"

I had a couple of Cap One cards until recently, but last year I opted to close them because the reward programs didn't offer me anything I don't already have from other cards. After that I tried to apply for their Venture X and was declined because they said I was unlikely to carry a balance (which was very true). I don't get the feeling that Discover will be so customer-friendly for much longer.

Last edited by M60_to_LGA; Apr 19, 2025 at 5:09 pm
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