The Scotia Momentum VISA Infinite seems to be the card to use for maximum return on Chexy.
It's 4% cashback for recurring transactions, which is what Chexy codes as.
Well above the 1.75% fee.
Plus the current new cardholder offer is 10% cashback on the first $2000 purchases in the first 3 months and first year free.,
Seems like a no brainer to get the card, charge rent or some other recurring payment on for at least 6 months, then get both the Scotia cashback and Aeroplan miles.
Then cancel before the second year annual fee is due.