Originally Posted by Adam Smith

That general commentary aside, I don't have many expenses I can't pay with a credit card, so this doesn't look all that interesting to me. The bonuses don't look all that big, and this would require a bunch of my time. That being said, if you can do this by spending a little over $5K (the $5K that has to be spent in the first six months plus a few bucks for the additional six recurring monthly payments), you're getting almost 2 Aeroplan points per dollar spent. Add that to what you get on your credit card, and that could be 3.25 if you're using a VIP/Amex Reserve. So you're paying 0.54 cents per point in total. But you have to make sure you jump through the hoops to get all the bonus points to make that work. Is that worth the time invested?