$10 instacart credit per month (+3 free month instacart+) turned this into a very solid change for me, especially considering the new fee won't hit for mine until August 2026. Checked bag, priority boarding, & club passes are still the main reason for holding, but instacart makes it effectively even cheaper than before.

Doubt I'll get any use out of the Avis/Budget or JSX credits. $50 x 2 United Hotels may be useful in a pinch. Hopefully the "rideshare" $5/mo works on ubereats, but i'll still probably organically use it some months.