Maybe they will continue to routinely offer fee credits to those who ask. They offered me a $100 credit for the last three years for agreeing to keep the account open. All it took was a call. I guess the majority of customers don’t call (and I will admit I don’t call for all my cards myself) .


I am curious to learn if they plan on making the card more attractive or if it is just a pure $55 money grab. And will this “inspire” other card issuers like Citi or BofA to increase their $100-ish level cards to $150-ish.