Originally Posted by nexusCFX

I have had both Bilt cards and I would be wary of signing up at this point given the talk of "Bilt 2.0" which is more like 3.0 if you were an Evolve cardholder. It's probably going to be another round of switching issuing banks where they won't buy the book of existing accounts so you'll have to sign up yet again and none of their options from the Bilt 2.0 survey were compelling for dining spend like the current one is.

Any consideration of going Biz Gold to funnel it all through Suica at 4X? I guess if you're Tokyo based, using the $20 monthly coupons to buy GCs at Staples is not a viable option to cut down the effective annual fee though.