Originally Posted by
stant
this might be a stupid question but given the length you have gone to in order to rectify the situation, why go even further? at what point are you going to give up and just let the credit stay in your account?
Originally Posted by
stant
Call me pedantic but I'd value 100k USD credit in my account a lot more than the points associated with that sum of money. So again I'll ask the question you didn't answer, at what point would you stop fighting them to rectify the situation? Are you just not going to use your Amex? I assume if you charge $1000 to the card this month they won't let you pay $1000 due to the huge credit.
I think this depends on the legal stuff here. No experience with a situation like this, and like the OP I'd not sleep well over this and want to do the honest thing. But, is there a point at which this money legally becomes his/hers, or could AA theoretically come knocking 1-5-10 years later for this?
I do agree with the others - get a check from AMEX to clear that side up, stick it in a HYSA, and sit until you figure out more. This seems like the best way to keep most sides happy until you learn more.