Originally Posted by
GrayAnderson
My guess is that a lot of higher-spend customers have either two or three cards in the mix - at least one non-Amex (there are still places that don't take Amex), and at least one with a different bank.
Yes, you are correct. However, Mrs. Dog doesn’t care about what card she pulls out of her wallet. She spends on the one I tell her to use. My “normal” colleagues have multiple cards but only use one on a regular basis and don’t dissect the intricacies of each one’s earning potential.