Originally Posted by
prgboy
Yes, are you a resident? That is the key question.
Some banks are more fussy than others. AMEX is more benevolent and will be approved even with a bank statement (which you may receive electronically and you may change your address there as you please.
CITI will ask for utility bill, landline phone, Netflix… something that is physically attached to an address. If you are not a resident, an ITIN confirmation might be a good idea.
Generally it is difficult for non-residents to get a card, but not impossible. You must strategize and be patient. For example, get a card made for establishing a credit score first, with a prepaid credit limit for a year. (Citi has a good one.) Once you get one card, you may ask for more. But it will take years.
Not currently a resident but I do have an address in the U.S.
I might try to get an ITIN but Amex said I didn't need one.
Would a Netflix subscription work for Amex with a U.S. Address?
I decided to apply for a platinum card from Amex Australia. Much higher annual fee and international transaction fees but hopefully easier to get for Hilton gold status.