Originally Posted by
aiurforever
Applied for BOA biz Alaska 75k card a couple of weeks ago, was instantly declined. Called in and was told recon failed because I opened 4 cards (2x hawaiian and 1x BOA elite rewards) on my personal credit report and not enough usage of those cards. I felt this language is kinda new. Does that fall into 3/12 restriction? I had a core checking account with BOA since 2017 though. Should I add move funds to BOA checking to see if recon can approve? Currently have 4k sitting there.
And how much do you use those cards?
(actually, interesting that they say not enough usage on Barclays’ Hawaiian card, unless of course they referred to their own cards only and it isn’t clear from your wording here)