Applied for BOA biz Alaska 75k card a couple of weeks ago, was instantly declined. Called in and was told recon failed because I opened 4 cards (2x hawaiian and 1x BOA elite rewards) on my personal credit report and not enough usage of those cards. I felt this language is kinda new. Does that fall into 3/12 restriction? I had a core checking account with BOA since 2017 though. Should I add move funds to BOA checking to see if recon can approve? Currently have 4k sitting there.