FlyerTalk Forums - View Single Post - Citi charged late fee for payment delayed by ACH processing
Old Jan 21, 2025 | 1:22 pm
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Madison Guy
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Originally Posted by enviroian
I don't have any other credit cards period. I use the AA Citi exec for everything. I will call back and ask about the full statement balance option. I was told before only the options Antarius listed above are available. "Last statement balance" isn't what I want. That's normally just a few hundred dollars every month not the current full balance. I just set a reminder to pay on the 20th every month in case I forget as I don't want to get dinged with a few hundred dollars interest fee.
I would be interested in hearing what they tell you. I always pay the last statement balance, in full, well before the due date. That ensures I will never pay a penny of interest (since I don't do cash advances or ever carry a balance.) But hopefully they can accommodate what you need. I've just not seen it on auto-pay options - but certainly on a manual pay - so it may be there. But, in full disclosure, I never do auto-pays, so in retrospect probably not a good person to comment on it.
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