FlyerTalk Forums - View Single Post - Citi charged late fee for payment delayed by ACH processing
Old Jan 21, 2025 | 1:19 pm
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guv1976
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Originally Posted by enviroian
I don't have any other credit cards period. I use the AA Citi exec for everything. I will call back and ask about the full statement balance option. I was told before only the options Antarius listed above are available. "Last statement balance" isn't what I want. That's normally just a few hundred dollars every month not the current full balance. I just set a reminder to pay on the 20th every month in case I forget as I don't want to get dinged with a few hundred dollars interest fee.


Last statement balance and full statement balance are the same thing. Full account balance is different.

As long as you always pay the last statement balance in full by the due date, you will not incur interest charges.
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