Originally Posted by
Dr Jabadski
(12/27/24) Both Barclay’s (Hawaiian cards) and BOA (Alaska cards) now have relatively strict “anti-churning” policies. ... I learned the hard way
.
BOA/Alaska: 17 cards past 9 years, …
Barclays (Bank of Hawaii)/Hawaiian: 7 cards in past 8.5 years. Was told during June 2023 unsuccessful recon call of non-negotiable 24 months between account closure and approval.
Any DP(s) and/or opinions or predictions regarding easing or termination of these restrictions in view of the acquisition and expected changes to credit card offerings?
Thank you.
Originally Posted by
Dr Jabadski
(1/5/25) Maybe TOFFT, maybe asked and answered. After successful Sapphire Reserve 48.5 month churn and unsuccessful non-NLL AmEx Biz Gold application few days ago, applied for Hawaiian Biz and Alaska Biz today. No joy for either.
Hawaiian Biz via Chrome: error message, via Edge: “being reviewed” (which is basically a “get lost” (declined) carved in stone due to the remote possibility of subsequent approval and Barclay’s near 0% reconsideration procedures and probabilities).
…
Certainly unsurprising although I was thinking about possible pre-merger/consolidation gift(s) 😊.
In contrast to 90% of my “pending”, “unable” and “declined” over the past 25 years, I’m not planning a recon call for either application. Both applications were highly speculative, and particularly for Barclays, ain’t worth it and too much like hitting my head against a wall (which only feels good once I stop).
If it was Chase or AmEx I’d call 30 seconds later, Barclay’s never again, BOA once in a blue moon*.
(* "Once in a blue moon" is an idiom that means something happens very rarely or seldom.)
Originally Posted by
bigshooter
(1/11/25)Any experience with closing the Hawaiian airlines cards before 1 year is up? …
Originally Posted by
Dr Jabadski
(1/12/25) I’ve had 3 Hawaiian Biz approved and 3 declined in the past 6 years and prior to that 4 personal approved in the preceding 2.5 years (when 2 per year was allowable). I was told in June 2023 that the limit was 1 card every 24 months, from closure to approval, not negotiable. My last account was opened in July 2024 and closed in Sept 2024 (to minimize the 24 month wait). No clawback, all HA miles transferred to Alaska in October 2024.
Well shiver me timbers*.
Two Out of Three Ain't Bad, I mean one out of two 😊.
Hawaiian Biz card completely unexpectedly received today, CL 7.5k. (Last card 7/24-9/24 CL 35k.)
Clearly a departure from previous anti-churning policies as explained to me.
Never hurts to ask ..
(* "Shiver me timbers" is a phrase that expresses surprise or excitement, and is often associated with pirates in fictional stories. It's a mock oath that's used to convey shock, annoyance, or surprise. The phrase is likely a reference to the shock of a cannonball or large wave hitting a ship, causing the hull to split or shudder. The word "shiver" means to break into small fragments or splinters. "Timbers" refers to the wooden support frames of old sailing ships. It's unclear if pirates actually used the phrase, or if it was invented for Victorian adventure novels.)