Originally Posted by
Kensterfly
I cancelled my three year old Explorer card in early December. A week or so later I applied for a Club card
and was approved.
Two weeks later, I applied for a new Explorer card and was declined. The reason being something about too many requests in a short time.
I have an 825 credit score. About $60k spend every year. I pay my card off almost weekly so have virtually zero credit usage out of $125k line of credit. more than 20 year perfect history with Chase. And I only hold two Chase (or any other) bank cards.
So, how long before I can successfully reapply for another card!
Chase seems to be cranking down on multiple applications in a short period of time. I personally try not to apply for more than 1 per 6 months, but you could do it sooner. I just dont want to be on their bad side