Originally Posted by
Happy
You picked the WRONG program to accumulating your points. Not the bank's fault. You should have known that the "mile" is NOT the same "mile" in an airline's FFP - it is just a fancy name on the 1 penny worth of the "currency" you earned. Again, it works the same as Citi's TYP or Chase UR point or US Bank's Flexi point or Barclay's "mile" earned thru the Arrival+ card - all of them are not "protected" currency sit in the bank's own proprietary program. If you do not know that before you put in effort to earn such, then the onus is on you, not the bank.
isnt it also the same with FFPs. they can also take away your miles as they deem fit
Originally Posted by
Gabriellesylvester0475
Yes, it acts like i don't have available credit. I don't trust capital One. They can't just take my money, trade it and then put it back whenever they feel like it. If they're going to do that, they need to leave my available balance alone! I'm not a millionaire. Take it from someone who doesn't need the money.
is the amount taken away the same as the reduction in credit limit?