Originally Posted by
aradisc
I see 0% offered again on my Sapphire Reserve.
I also see plans offered on an Ink card that add up to about 4.5% APR, which is not terrible.
On other personal cards the rates add up to 6% APR or higher.
Aren’t these “chase plan” always 0% INTEREST, but they are fee based per how many periods one selections and each period? I usually get 1-2 OER chase card per year on 2-4K purchases, which is fun to just play with since I can get ~ 5-20% on that cash money invested during that period. Also, I’ve done this now ~ 2+ years and it never has any impact on credit ratings - at least not at the top levels.